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Welcome to Unique Idea!
At The Unique Idea, we’re on a mission to make pursuing your dreams hassle-free, offering a range of loans, including those for homes, cars, laptops, and even student education. Since our establishment in 2014, we’ve been dedicated to helping students and professionals access quick and affordable support for their education and career paths. Our process is straightforward and transparent, aiming to level the playing field so that everyone has an equal chance to learn and grow, regardless of financial constraints. More than just a financial support system, we’re your partners in achieving your goals. With a focus on innovation and accessibility, Unique Idea adapts to the evolving needs of learners and leaders. Join us in turning your aspirations into reality with the support and guidance you deserve.
Unique Idea Offerings
All Categories
Business Loan
Car Loan
Home Loan
Lap Loan
Property Loan
Home Loan
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
Car Loan
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
Property Loan
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
Business Loan
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
Lap Loan
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
With no prior experience, you will have the opportunity to walk through hands-on examples with Hadoop and Spark frameworks, two of the most common ...
Free
Benefits of Choosing
Unique Idea Loan
100% Financing
Maximum Loan Tenure
Fastest Sanctions
NIL Processing Fee
Customized Loans
Fast Track Loan
Competitive Interest Rates
Door Step Service
Flexible Repayment
Certificate of Availability of Funds
High on Services
Transparent Processes
APPLY FOR UNIQUE IDEA LOANS
1. Select
Choose your desired
Loan Type.
2. Apply
Provide and verify your
details and documents online.
3. Approval
On-the-spot approval and instant support from our loan advisors.
4. Learn & Repay
Loan disbursed to your institute as you repay in flexible EMIs.
800 Cr+
Disbursed
750+
Happy Customers
5+
Experience
20+
Branches
Study At Your Dream Destination
UK
Ireland
Canada
Australia
USA
New Zealand
Singapore
France
Our Trusted Lending Partners
Have a Question? Find Answers Here!"
How unique idea differ from Banks?
Unlike banks, we provide the fastest sanctions, cover 100% cost of education and without a need of margin money, we accept multiple and multi-city co-applicants for higher loan eligibility and most importantly we structure your loan based on merits and course potential.
Who is eligible to apply for a home loan with Unique Idea?
Any individual aged between 21 and 65 years can apply for a home loan with Unique Idea. This includes both salaried individuals and those who are self-employed.
Who is eligible for a Car Loan at Unique Idea?
To be eligible, you need to be between 21 and 60 years old, have a steady source of income, a positive credit history, and provide proof of residence and identity. Employment status or stable income is also considered.
How do I apply for a business loan with Unique Idea?
It’s pretty easy. Just go to their website, fill out a form online, and their team will help you with the rest of the process.
What is a Property Loan, and how does it work?
A Property Loan, also known as a mortgage, is money you borrow to buy a home. It works like this: the bank lends you the money, and in return, you agree to pay it back along with a bit extra over time.
What can I use the Industry Loan money for?
Answer: You can use the loan for various things in your business, such as expanding, buying equipment, or covering everyday costs. Unique Idea is flexible, understanding that each business has different needs.
What is a Laptop Loan, and how does it work?
A Laptop Loan from Unique Idea is a type of personal loan designed specifically for purchasing laptops. You borrow money, and we help you finance the laptop you need, which you can repay in installments over an agreed-upon period.
What can I use the Machinery Loan for?
You can use the loan to buy new machinery, upgrade existing equipment, or cover expenses related to machinery. It’s all about making sure your business has the tools it needs to thrive.
How does Unique Idea evaluate my education loan for studying in India?
Unique Idea follows a systematic approach, considering over 15 factors related to the student and co-applicant’s strength. For instance, they evaluate the popularity of the university/course, the creditworthiness of the co-applicant, and more.
How do they decide if I can get a study abroad loan from Unique Idea?
Unique Idea uses a detailed evaluation process that looks at various factors to determine if you and your co-applicant are eligible for a study abroad education loan. These factors include things like how well-known the university or course is and the financial reliability of your co-applicant.
Why Take an Education Loan for an MBA in India?
Taking an education loan for an MBA in India can be an excellent investment, as it can help you to secure a good job and a higher salary. An MBA program can help you to gain the knowledge, skills, and expertise needed to be successful in the business world, so the potential financial return from the loan can be considerable. Additionally, an education loan can help you cover tuition, textbooks, and other expenses associated with your MBA program. Taking an education loan for an MBA in India can be an intelligent way to finance your studies and help you to reach your career goals.
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