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800 Cr+
Disbursed
750+
Happy Customers
5+
Experience
20+
Branches
EXPERIENCE THE EASIEST & WAY TO GET LOAN AGAINST YOUR CAR
Get quick financial support with our Loan Against Car option, where we offer up to 200% of your car’s current value, ensuring you receive maximum funds with minimum effort, making it easier to handle personal needs, emergencies, or business requirements quickly.
Experience a smooth and simple loan process with minimal documentation, fast verification, and doorstep service, allowing you to access funds without disrupting your daily schedule or going through complicated paperwork, giving you a seamless borrowing experience from start to finish.
Continue using your car without any restrictions even after the loan approval, as we ensure complete flexibility and convenience, letting you maintain your routine while gaining instant liquidity for expenses, investments, or opportunities that require immediate financial assistance.
Benefit from attractive interest rates and a transparent fee structure that helps you borrow smartly without hidden charges, ensuring clarity and trust throughout the entire process so you always know exactly what you’re paying and what you’re receiving.
Enjoy flexible repayment plans designed according to your financial comfort, enabling you to manage EMIs easily over a suitable tenure, ensuring your monthly budget stays balanced while you repay the loan at a pace that works best for you.
Use the loan amount for any personal or professional purpose without restrictions, whether it’s expanding your business, covering medical expenses, funding education, planning travel, or consolidating debt, giving you complete freedom over how you utilise your approved funds.
Rely on our expert support team to guide you through the entire loan process—from initial inquiry to final disbursement—ensuring a stress-free experience where every question is answered, every step is simplified, and your financial needs are handled with care.
Find Out Your Eligibility Today for Unique Idea Loan Against Car
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Steady Income: What it Means: You need a regular source of income, such as a salary or business earnings. Why it Matters: Lenders must ensure you can comfortably repay the loan EMIs on time.1
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Good Credit Score: What it Means: Your credit history should be clean and reflect responsible repayment behaviour. Why it Matters: A strong credit score increases lender confidence and helps you get better loan terms.2
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Car Condition: What it Means: Your car should be in good working condition with no major damages. Why it Matters: A well-maintained car increases its valuation, helping you secure a higher loan amount.3
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Car Value: What it Means: The current market value of your car will be evaluated. Why it Matters: A higher car value allows you to qualify for a larger loan—sometimes up to 200% of your car’s worth.4
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Repayment Capacity: What it Means: You should be financially able to repay the loan comfortably. Why it Matters: Lenders assess your income and obligations to ensure EMIs fit within your monthly budget.5
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Age and Employment Stability: What it Means: You should fall within the required age bracket and have stable, continuous employment. Why it Matters: Consistent work history assures lenders that you can manage repayments throughout the loan tenure.6
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Documentation: What it Means: You must provide valid documents like ID proof, address proof, income proof, and car-related papers. Why it Matters: Proper documentation speeds up verification and ensures smooth, quick loan approval.7
Hear from trusted clients
Have a Question? Find Answers Here!"
A loan against a car allows you to borrow money by using your existing car as collateral, without selling or giving up the vehicle.
Yes, you can keep using your car normally throughout the loan tenure. The lender only keeps the car documents as security.
You can receive up to 200% of your car’s current market value, depending on the car condition, model, and your overall eligibility.
You will need ID proof, address proof, income proof, RC book, insurance copy, and basic KYC documents for quick processing.
Most loans are approved within 24 hours after evaluation and documentation, and the funds are disbursed shortly after approval.
A good credit score helps you get better interest rates, but even with an average score, you may still qualify depending on other factors.
Yes, a basic inspection is done to check the car’s condition and verify its market value before finalizing the loan amount.
Interest rates vary based on your income, credit score, car value, and loan tenure—but we offer competitive and transparent rates with no hidden charges.
Yes, you can pre-close your loan anytime. Foreclosure charges, if any, will depend on the lender’s policy, but it usually saves you interest in the long run.