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800 Cr+
Disbursed
750+
Happy Customers
5+
Experience
20+
Branches
Take a bold step forward and embrace the journey to chase your dreams!
Start your journey to owning a home with Unique Idea’s easy and budget-friendly home loans. We’ve made applying a breeze, ensuring a hassle-free experience as you work towards making your dream home a reality. We understand that everyone’s situation is different, so we customise our solutions to match your specific financial goals. Enjoy competitive interest rates without compromising on excellent service. We make getting approved fast a priority, saving you time and getting you into your new home sooner. Our team of experienced mortgage experts is ready to help, whether you’re buying a home for the first time or thinking about refinancing. Get in touch with Unique Idea today to kickstart your path to homeownership – your dream home is closer than you think, and we’re here to support you every step of the way.
Benefits of Choosing Unique Idea
Home Loan
100% Financing
Lowest interest rate
NIL Processing Fee
Maximum Loan Tenure
Fast
Approval
Door Step Service
Less Documentation
Hassle Free Service
Check your eligibility criteria for a Unique Idea Home Loan
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Age: Be between 21 and 65 years old. So, you can start paying back when you're working and finish before you retire.1
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Income: Whether you have a job or run your own business, we just need to see that you have a regular income. It helps us make sure you can pay back the loan.2
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Credit History: We'll look at your past money habits. If you've been good with money in the past, it's a plus for you!3
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Property Documents: If you're buying a home or using one as security, we just need to make sure all the paperwork for the property is clear and legal.4
Have a Question? Find Answers Here!"
Any individual aged between 21 and 65 years can apply for a home loan with Unique Idea. This includes both salaried individuals and those who are self-employed.
Unique Idea provides a range of home loan products tailored to meet various needs. Whether you are a first-time homebuyer or looking to refinance, we have solutions for you.
Applying for a home loan with Unique Idea is easy! You can start by visiting our website and filling out the online application form. Our dedicated team will guide you through the process.
The required documents may include proof of identity, address, income, and property documents. Our representatives will provide you with a detailed checklist based on your specific situation.
The processing time varies, but we strive to make it quick and efficient. You will be kept informed at every stage of the application process. Fast approvals are a priority at Unique Idea.
The maximum loan amount depends on various factors, including your income, credit history, and the property's value. Our team will assess your eligibility and provide you with the available options.